How To Make UPI Payments Without An Internet

Banks have been pushing for digital transactions for a long time now. They want you to pay all your bills and expenses using online banking or Netbanking. But not everyone has access to the internet. Some people don’t have smartphones, or smartphone users don’t want to use mobile banking apps because they find them too complicated or are afraid of losing their privacy. Thankfully, this isn’t a problem anymore because Unified Payments Interface (UPI) allows users to make payments even if they don’t have an internet connection. So if you are wondering how to make UPI payments without an Internet then here we provide a complete guide.

You can send money instantly using UPI without downloading any app. The feature of sending money instantly has been made possible by the UPI, which was launched to promote digital payments in India. Millions of users have registered and have started using UPI services to make payments instantly with just phone number.

You don’t need an internet connection to use UPI. If you have an Indian bank account linked to your phone number, you can use UPI to send and receive money, even if you are not connected to the internet. This makes it easy for people who do not have access to the internet at home or office but still want to make payments using their smartphone.

Here Are Some Benefits Of Make UPI Payments Offline

• Making a payment offline is never so easy

Using this feature, you can quickly send your friend or colleague the money. You can anytime make a payment using this new feature. Paying money to anyone has become easy with just one click, and you don’t even need to carry any cash from your pocket.

• Secure payment

UPI is a highly secure payment method that uses your registered mobile number as the bank account number. This ensures that no one else can misuse your UPI PIN or OTP as they do not have access to your mobile phone number. Additionally, all transactions are processed on the bank servers and not on third-party servers.

• Less transaction fees

Another significant advantage is that there is very less transaction fees involved with UPI transactions, unlike credit cards or debit cards, where fees are charged by banks and companies offering such services. Also, there is no need to give your card details each time since they are linked directly with your bank account, which makes it secure too because once your details are compromised, there’s nothing more they can do with them since they don’t exist anymore!

How To Setup UPI For Offline Payments

1. Dial *99# from your phone. It can be done from both smartphones as well as feature phones. Also, it would help if you made sure that the number you are using to dial must be linked with your bank account.
2. After that, you have to opt the preferred language.
3. Then enter the first 4 letters of your bank IFSC & select the bank account.
4. Now, you have to enter the last 6 numbers of your credit or debit card with their expiry date.
5. Once all the steps are completed, a pop-up will show that the UPI offline setup is done.

Here Are The Steps How To Make UPI Payments Offline

1. Dial *99# from your phone using the same mobile number, then enter 1.
2. After that, you need to enter one from the UPI ID or phone number or bank account number of whom you want to make the payment
3. Now enter the amount & then your UPI pin
4. Once done, you will receive the SMS, and you will be charged 0.50 Rs per transaction.

Also Check This,  What Are The Safety Tips When Making Digital Payments